Football Playoff Details

🏈 NFL Playoffs — How It Works

Who Makes the Playoffs

  • 14 teams total make the NFL playoffs.
  • 7 teams from each conference (AFC and NFC).
  • Each conference includes:
    • 4 division winners (best team in each division).
    • 3 “Wild Card” teams â€” the best remaining teams that didn’t win their division.

Wild Card = “You didn’t win your division, but you were still good enough to get in.”

Teams are ranked based on:

  1. Win–loss record
  2. Head-to-head results
  3. Division and conference performance
  4. Tiebreakers (yes, it can get complicated)

AFC (American Football Conference)

  1. Denver Broncos (No. 1 seed — first-round bye)
  2. New England Patriots
  3. Jacksonville Jaguars
  4. Pittsburgh Steelers
  5. Houston Texans
  6. Buffalo Bills
  7. Los Angeles Chargers
    (*Seeds 2–7 play in Wild Card.) 

NFC (National Football Conference)

  1. Seattle Seahawks (No. 1 seed — first-round bye)
  2. Chicago Bears
  3. Philadelphia Eagles
  4. Carolina Panthers
  5. Los Angeles Rams
  6. San Francisco 49ers
  7. Green Bay Packers
    (*Seeds 2–7 play in Wild Card.) 

📌 Wild Card matchups include:

  • Packers at Bears
  • 49ers at Eagles
  • Rams at Panthers
  • Bills at Jaguars
  • Texans at Steelers
  • Chargers at Patriots 

Playoff Structure (NFL)

  • Wild Card Round
    • 6 games total
    • The #1 seed in each conference gets a bye (they skip this round)
  • Divisional Round
    • 4 teams remain per conference
  • Conference Championships
    • 1 game per conference
    • Winner advances to the Super Bowl
  • Super Bowl
    • AFC champion vs NFC champion
    • Neutral site, massive spectacle

Overtime Rules (NFL Playoffs)

  • No ties allowed.
  • Each team must get a chance to possess the ball, even if the first team scores a touchdown.
  • The game continues until someone wins — even if it takes multiple overtime periods.

Translation:
Playoff overtime is longer, fairer, and more intense than regular season overtime.


🏈 College Football Playoff (CFP) — How It Works

College football is very different because there are over 130 teams and no balanced schedule.

Who Makes the Playoffs (New Expanded Format)

  • 12 teams make the College Football Playoff.
  • Includes:
    • Top conference champions (based on rankings)
    • At-large teams â€” strong teams that didn’t win their conference but impressed voters

Teams are chosen and ranked by a selection committee, not standings alone.

This means:
Strength of schedule, big wins, and how you look matter — not just wins and losses.


Who Made the 12-Team Field

The 2025–26 College Football Playoff features 12 teams chosen by a committee. This year’s field: 

Top Four Seeds (Bye in First Round):

  1. Indiana (Big Ten)
  2. Ohio State (Big Ten)
  3. Georgia (SEC)
  4. Texas Tech (Big 12)

Seeds 5–12 (Play First Round):
5. Oregon (Big Ten)
6. Ole Miss (SEC)
7. Texas A&M (SEC)
8. Oklahoma (Big 12)
9. Alabama (SEC)
10. Miami (FL) (ACC)
11. Tulane (American)
12. James Madison (Sun Belt) 

📌 After first-round wins, Oregon, Ole Miss, Alabama, and Miami advanced to the quarterfinals, and then to the semifinals — with Indiana vs. Oregon and Miami vs. Ole Miss matchups setting the stage for the National Championship game. 


Playoff Structure (College Football)

  • First Round
    • Lower-seeded teams play on campus
    • Higher seeds get home games
  • Quarterfinals
    • Often played in major bowl games
  • Semifinals
    • Two games determine the finalists
  • National Championship
    • One winner, one trophy, lots of arguing afterward

Overtime Rules (College Football)

  • Teams alternate possessions starting at the opponent’s 25-yard line.
  • Each team gets an equal chance to score.
  • After multiple overtimes:
    • Teams must attempt two-point conversions instead of extra points.

Why it feels wild:
College overtime is fast, chaotic, and can end very quickly.


🏆 Why Playoff Games Feel Different

  • Every game is elimination â€” lose once and you’re done.
  • Coaches take fewer risks early and more late.
  • Stars play through injuries they’d normally sit out.
  • Fans, media, and emotions all spike.

For non-fans:
Playoffs are when the sport finally makes sense — win and survive, lose and disappear.

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Jamie Larson
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